Uncovered medical expenses: how to plan ahead
Some treatments remain partly or fully your responsibility after reimbursement from public healthcare and your supplementary insurance. Here is how to plan ahead without delaying care you need.
What types of costs are often left uncovered?
- Major dental work (crowns, implants)
- High-end eyewear
- Fees above the standard rate for certain specialists
- Certain procedures not fully covered
Why not delay necessary care?
Delaying care for financial reasons can make a situation worse and increase the final cost of treatment. Dedicated financing lets you access care at the right time, rather than waiting until you have saved the required amount.
A quote to plan more precisely
Asking your practitioner for a detailed quote before the procedure lets you precisely estimate what will remain your responsibility, and therefore the amount to finance, with no surprises afterwards.
Coordinating with your supplementary insurance
Always check what your supplementary health cover pays for before financing a treatment in full: the amount you need to borrow is often lower as a result.
Frequently asked questions
Does the medical loan require a medical quote?
It is not mandatory, but a quote or invoice makes reviewing your application easier and can speed up the response.
Can this financing be obtained urgently?
Yes, this type of loan is generally designed to offer a fast response, suited to pressing medical needs.
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