Mortgage Loan
Mortgage Loan: Finance the Purchase or Renovation of Your Property
Whether you're buying your main residence, investing in a rental property, or renovating your home, our mortgage loan supports you with terms tailored to your project.
Benefits
Why choose this loan with Kredietexpress?
Financing for purchase, construction or renovation
Repayment terms of up to 25 years
Fixed or variable rates depending on your profile
Personalised support at every stage
Requirements
Eligibility requirements
- A down payment is recommended (not mandatory, depending on the application)
- Stable income and proof of creditworthiness
- A defined property project (sale agreement or renovation quote)
Process
How to apply?
Present your property project
Receive a detailed financing simulation
Get your loan approval and finalise your purchase
FAQ
Frequently asked questions
Depending on your project and repayment capacity, our partners offer terms of up to 25 years.
No, but a down payment generally strengthens your application and can help you secure better terms.
Yes, a mortgage loan can cover the purchase, construction or renovation of a property.
You may also like
Our other loans
Personal Loan
Unsecured personal loan from €1,000 to €50,000, no proof of use required. Fast response, 100% online with Kredietexpress.
Auto Loan
Finance your new or used car, from a dealer or a private seller, with an auto loan at preferential rates from Kredietexpress.
Student Loan
Student loan with preferential terms and possible repayment deferral during studies. Simplified application with Kredietexpress.
Home Improvement Loan
Finance your renovation, insulation or extension work from €1,000 to €75,000 with fast fund release.
Vacation Loan
Finance your dream vacation from €500 to €15,000 with a fast response — ideal for booking flights, hotels or cruises in time.
Wedding Loan
Finance your venue, catering, outfit and honeymoon for up to €30,000 with instalments adjustable to your budget.
Medical Loan
Finance dental, vision or hospital expenses from €500 to €25,000 with a fast response — ideal for urgent needs.
Debt Consolidation Loan
Combine all your current loans into a single loan, with one instalment and a renegotiated rate. Personalised simulation with Kredietexpress.
Green Loan
Solar panels, heat pump, electric vehicle: finance your energy transition at a preferential rate with Kredietexpress.
